Business Insurance for Home Health Care Professionals

Insurance for:

• Home Health Care Agencies / Providers
• Visiting Nurse Associations (VNA’s)
• Home Infusion Providers
• Hospice Providers
• Companion Care Providers
• Home Medical Equipment Suppliers
• Unskilled / ADL Providers
• DME / HME providers to homes and other facilities
• Infusion Suites
• Drug Distributors
• Equipment Distributors

Specialized Coverage:

• Professional Liability
• General Liability
• Employee Benefits Liability
• Package policy includes coverage for I.C.’s while working within scope of duties for Named Insured
• Bodily Injury definition includes mental anguish and mental injury on the CGL
• Non-Owned & Hired Auto (Owned/ Commercial Auto not eligible)
• Crime or Fidelity Bond (admitted)
• Sexual Abuse is included within the definition of “Professional Services Wrongful Act” in the policy form
• Defense costs are generally outside the policy limits on package policy
• Property (admitted)
• Excess / Umbrella (when PL & GL is written)
• Worldwide Coverage (claim must be filed in U.S.)
• Workers’ Compensation